Welcome developers

Monerium IBAN, your fiat gateway

The Monerium IBAN is directly connected to your blockchain address enables you to seamlessly collect and send euros between bank accounts and blockchains over the SEPA network.

Monerium IBAN demo

Money on blockchains, real-time delivery-vs-payment

Money sent to the IBAN is automatically tokenized as e-money directly to your blockchain address.

With tokenised money and assets such as securities or crypto on the same ledger, blockchains can conduct real-time delivery-vs-payment with automated actions, leading to clearing- and settlement as well as corporate actions handled completely by the technology itself with you in control.

The e-money tokens are standardized to support all major blockchain wallets and smart contract operations.

Euro ERC20 on Ethereum

Euro ASA on Algorand

Ethereum

Gnosis

Polygon

Algorand

Monerium API, automate everything

Our API is at at your service

• Complete overview of your accounts and balances
• Receive notifications and payment details about sender (IBAN, name, message etc.) when payments are received
• Send money from your blockchain address to IBAN via SEPA network

This enables you to completely automate the flow of money and settlements on and off blockchains without going through exchanges. Collect payments over SEPA from business that have not yet joined the blockchain economy and settle on-chain.

Fully licensed

Monerium EMI is an electronic money institution, a European financial institution that is licensed to operate in the EEA. We take care of the regulatory burden, so you can focus on creating the best possible product.

To drive mainstream adoption to blockchains and your platform, you need money that lives under a known regulatory regime.

Euros are issued to the blockchain as euro e-money tokens. Unlike "stablecoins", the Monerium euro e-money tokens are an authorized form of digital cash which holders can unconditionally redeem straight to their bank accounts through the Monerium IBAN.